FTC Submits Annual Report to Congress Highlighting Fraud Threats Against Older Adults

What happened

The Federal Trade Commission ([FTC](https://www.ftc.gov/news-events/news/press-releases/2026/10/ftc-issues-annual-report-congress-agencys-actions-protect-older-adults)) issued its annual report to Congress titled 'Protecting Older Consumers 2025-2026.' Released on October 19, 2026, the report documents key patterns in consumer fraud, common tactics employed by modern scammers, and federal enforcement actions designed to curb deceptive business practices and protect older adults from financial harm.

Who is affected

This report covers all older adults in the United States, particularly those frequently targeted by impersonation schemes, misleading online advertisements, and financial fraud.

Why it matters

Older consumers often face severe financial fallout from deceptive operations and imposter schemes. The FTC's findings help consumers understand emerging fraud trends, recognize high-risk scams early, and know what federal consumer protection resources are available when bad actors strike.

Practical steps to take

1. 1Be wary of any unsolicited communication claiming to be from a government agency like the FTC, Social Security Administration, or Medicare.
2. 2Never send payments through wire transfers, gift cards, cryptocurrency, or peer-to-peer payment apps in response to unexpected phone calls, texts, or emails.
3. 3Report fraud, questionable business practices, or identity theft directly to the FTC at ReportFraud.ftc.gov or IdentityTheft.gov.
4. 4Talk with trusted family members or advisors before making significant financial commitments requested over the phone or online.

Important dates

None stated.

Effective: Published on October 19, 2026

Sources

• Federal Trade CommissionPublished 2026-10-19
• Federal Trade CommissionPublished 2026-10-19