How to Spot a Scam

Learn to recognize and protect yourself from common scams targeting seniors

Important: Scammers target seniors because they often have savings and are trusting. Don't feel embarrassed — these scams are sophisticated. Stay alert and ask for help when unsure.

Universal Red Flags — Watch Out For These!

Creates urgent pressure to act immediately

Asks for payment via gift cards, wire transfer, or cryptocurrency

Requests passwords, PINs, or Social Security numbers

Claims to be from government/company but can't provide verifiable details

Email or website address looks slightly off or suspicious

Asks you to pay fees to claim prizes or payments

Threatens you with arrest, lawsuits, or account closure

Offers deals that seem too good to be true

Common Types of Scams

Phone Call Scams

Scammers call pretending to be from government, tech support, or banks

3 examples

Email Scams (Phishing)

Fake emails pretending to be from banks, companies, or government

3 examples

Text Message Scams

Scam texts claiming to be from banks, government, or delivery services

3 examples

Romance Scams

Fake online relationships designed to steal your money

2 examples

Online Shopping Scams

Fake online stores or too-good-to-be-true deals

2 examples

Investment & Job Scams

Fake investment opportunities or work-from-home jobs

3 examples

What To Do If You've Been Scammed

1

Stop Contact Immediately

Don't communicate further with the scammer. Block their number, email, or account.

2

Contact Your Bank

If you gave money or card details, call your bank immediately to report fraud and freeze accounts.

3

Report to Authorities

Report to FTC (ftc.gov/complaint), FBI (ic3.gov), or local police. This helps catch scammers.

4

Change Passwords

If you shared any passwords, change them immediately on all accounts.

5

Tell Someone You Trust

Don't be embarrassed. Tell a family member or friend. They can help and support you.